Sanctions screening, answered for EU fintech and payment teams
Eight implementation questions a European fintech or payment firm actually has to answer, daily screening under the instant-payments rules, how to test a vendor, what evidence to retain, when a no-hit is not a clear, and what belongs in procurement. Each page cites primary regulatory sources, states its limitations, and shows the evidence a screening decision needs. This is an implementation reference, not legal advice, and it does not certify any regulatory outcome.
01How do you run daily sanctions screening for EU instant payments? The Article 5d daily-verification model, and the workflow and evidence it implies.02How do you test a sanctions screening vendor before you buy? A reproducible test set for recall, false positives, transliteration, and coverage honesty.03What evidence should you retain for a screening decision? The fields, the retention period, and the difference between a score and a record.04When does a no-hit quietly become a false clear? Worked incomplete-coverage scenarios where a clear is not defensible.05When a sanctions list changes, who do you re-screen? Turning a source change into a bounded customer-population re-screening job with evidence.06Why can't screening fully catch OFAC 50 Percent Rule ownership? What the rule requires, and the ownership-data limits every tool inherits.07Can you add an evidence layer to your existing screening provider? Evaluating a decision-record layer without ripping out incumbent screening.08What belongs on a sanctions screening procurement checklist? The questions that separate a defensible decision from a match score.
Every page links back to the Screening Decision Record, the Clearance Validator, live Sources & Freshness, and the Sanctions Screening API.